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Columbus Health Insurance ~ Find the Right Coverage at the Right Price

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Columbus Health Insurance is a unique health care insurance marketplace. By simply entering your presonal zip code into our health insurance database, you are able to find the major health care providers in your area. Then you can compare as many as you'd like to find the best price for just the right amount of coverage.

What is the best way to save money on health insurance? Compare health insurance quotes from multiple companies with Columbus Health Insurance Quotes! Columbus Health Insurance works with the country’s largest health insurance provides to provide you with quotes online. Just enter your zip code above and we will provide you with a list of local providers that can get you your quotes in minutes.

Healthcare and health insurance costs are high, you can begin lowering your costs by using our providers. If you’d like to learn more about health insurance before signing up, you can visit the Affordable Care Act website at www.healthcare.gov. There are many resources to read and help you make informed decisions. If you already know and are ready to purchase medical insurance, then enter your zip code to find out how you can save on health insurance.

How do you find the best health insurance rates and the best coverage? Let Columbus health insurance quotes help you. Just select as many carriers or companies as you would like to compare to find the right plan for you.

 Understanding your Health Insurance Needs

Finding health insurance for you can be overwhelming, but trying to be certain that you find the right insurance for your family can be a priority for you. Don’t do it alone. Researching health insurance online one website at a time can take weeks to get all the information you need. Our service helps you by placing all your local insurance providers in one convenient location and allows you to compare as many quotes and policies as you would like. Don’t pay too much for health insurance for you or your family, get free, online health insurance quotes from Columbus Health Insurance.

 Finding the Lowest Health Insurance Rates

Saving money on health insurance begins with you. You know better than anyone if you are in good health or if a family member may have a pre-existing condition. By knowing this you can help determine the kind of coverage you and/or your family needs. Only you know what you are willing to spend on medical insurance. Please read below to see what types of insurance plans fit your needs, HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), HDHP (High Deductible), or Catastrophic Health Insurance. They all have their benefits and advantages. It’s just a matter of finding the right fit for you. HMO’s are usually less expensive than PPO’s, although with HMO’s you are usually required to stay in the network of doctors. With PPO’s you may pay a little more but have many choices in your health care providers.

Determining the right medical coverage for you depends on your own assessment of your health. If you tend to be active and lead a healthy lifestyle, you may consider a High Deductible plan or HMO. Or, you may need health insurance only for major medical events, in which a Catastrophic plan may be your perfect match. Typically, the higher you’re deductible the less you pay, just like your car insurance. (Which we also provide, just select auto insurance from the drop down menu after you complete your health insurance quotes…).  You can also save money by not purchasing health insurance coverage’s or prescriptions that you don’t need.

Be considerate of your current situation as well as the near future. Some things change and need to be considered, such as possibly needing maternity coverage if you’re planning on having children soon or maybe your son or daughter is going to begin after school sports, such as football or cheerleading. The best plan is to be prepared for anything while not paying too much for things you don’t need. Hospital bills are known by everyone to usually seem excessively large and can be financially overwhelming. Having the right health insurance plan can help you in your most desperate times and protect your assets from large medical bills. Don’t put you or your family’s financial future in jeopardy.

See how we can save you money today on your health insurance. Get a free, online health insurance quote today. Just start with your zip code.

 Different Kinds of Health Insurance Plans

Different types of health insurance plans meet different needs. When you compare options, it's important to understand how they are structured.

Health Maintenance Organizations (HMOs) and Exclusive Provider Organizations (EPOs)
HMOs and EPOs may limit coverage to providers inside their networks. A network is a list of doctors, hospitals, and other health care providers that provide medical care to members of a specific health plan. If you use a doctor or facility that isn't in the HMO’s network, you may have to pay the full cost of the services provided. HMO members usually have a primary care doctor and must get referrals to see specialists. This is generally not true for EPOs.  

Preferred Provider Organizations (PPOs) and Point-of-Service plans (POS)

These insurance plans give you a choice of getting care within or outside of a provider network. With PPO or POS plans, you may use out-of- network providers and facilities, but you’ll have to pay more than if you use in-network ones. If you have a PPO plan, you can visit any doctor without a referral. If you have a POS plan, you can visit any in-network provider without a referral, but you’ll need one to visit a provider out-of-network.  

High Deductible Health Plan (HDHP)

High Deductible Health Plans typically feature lower premiums and higher deductibles than traditional insurance plans. As of 2013, HDHPs are plans with a minimum deductible of $1250 per year for individual coverage and $2500 for family coverage. If you have an HDHP, you can use a health savings account or a health reimbursement arrangement to pay for qualified out-of-pocket medical costs. This can lower the amount of federal tax you owe.

Catastrophic Health Insurance Plan
A catastrophic health insurance plan covers essential health benefits but has a very high deductible. This means it provides a kind of "safety net" coverage in case you have an accident or serious illness. Catastrophic plans usually do not provide coverage for services like prescription drugs or shots. Premiums for catastrophic plans may be lower than traditional health insurance plans, but deductibles are usually much higher. This means you must pay thousands of dollars out-of-pocket before full coverage kicks in. In the Marketplace, catastrophic plans are available only to people under 30 and to some low-income people who are exempt from paying the fee because other insurance is considered unaffordable or because they have received "hardship exemptions". Marketplace catastrophic plans cover 3 annual primary care visits and preventive services at no cost. After the deductible is met, they cover the same set of essential health benefits that other Marketplace plans offer. People with catastrophic plans are not eligible for lower costs on their monthly premiums or out-of-pocket costs.

 Individual and Family Health Insurance Companies in Ohio

aetna health insurance
Aetna Inc.

We’re looking at health care and health coverage in a whole new way. You have a choice in health plans, and we want to help make your decision as simple as possible.

When you choose Aetna, you get an ally in living a healthier life. From our dedicated nurse information line that you can call 24 hours a day to our suite of online health tools, we’re here to help you.

Aetna is one of the nation’s leading, diversified health care benefits companies, serving an estimated 44 million people with information and resources to help them make better-informed decisions.

Your priced contribution gets you a team of dedicated health professionals devoted to helping you live a healthier life. 

Our national network of doctors and hospitals is one of the largest in the country.

Aetna Navigator®, our secure member website, is your one-stop shop for all your daily health coverage needs. You can check on a claim, look at an Explanation of Benefits, review your coverage and a lot more.

anthem blue cross health insurance
Anthem BlueCross

At Anthem Blue Cross we understand our health connects us to each other. What we all do impacts those around us. So Anthem is dedicated to delivering better care to our members, providing greater value to our customers and helping improve the health of our communities.

Experience You Can Count On
When it comes to Individual health care coverage, it's not one-size-fits-all. With Anthem Blue Cross, you get a wide range of options so you can compare health plans and find the best coverage for your health care needs and budget. No one knows what you and your family needs better than you. Just let us know and we're here to help when and where you need us.

Plans That Fit the Way You Live
Anthem Blue Cross offers a wide range of options so you can compare plans and find the best medical coverage for your needs and budget.

  • No-cost preventive care, like checkups and flu shots
  • 24/7 NurseLine
  • Reliable customer service

healthspan health insurance
HealthSpan Network

We’ve been caring for Ohio families for more than 20 years, supplying health plans with high quality provider networks, creative population health solutions, supportive care management, Employee Assistance Programs and expertise to help serve their members with the most effective and efficient care. We also plan to introduce health insurance for groups and individuals based on that same focused-on-you philosophy. We are owned by Mercy Health, Ohio’s largest health system and twice named one of the nation’s Top 10 health systems by Truven, formerly Thomson Reuters.

Get the care and coverage you deserve

Having healthcare coverage is important. Think of it as investment in yourself – to protect your health and well-being. Whether you need a health insurance plan for you or your family, HealthSpan has you covered with a wide variety of affordable options. You’ll find HealthSpan health plans – featuring top quality doctors and facilities – in most of Ohio’s major metro areas.

Our physicians and hospitals are leading the way in improving patient outcomes and reducing costs by collaborating in new ways to keep you healthy. We believe that strong connections with your doctor lead to better care and ultimately a healthier you. At HealthSpan, our doctors and nurses get on the same page to coordinate and personalize your care by using one secure electronic medical record system. We work to deliver the right care at the right time, which not only helps to keep you well but can also save you money.

 

humana health insurance
Humana

Turn a little guidance into a healthy new outlook. You deserve health insurance that's built around the way you live. With Humana's healthcare solutions, you'll get help finding plans that fit your needs. Discover how easy it is to enjoy the rewards of choosing a healthy lifestyle.

Good health is about more than doctor visits when you or family members are feeling sick. It’s about making choices that feel good, inside and out. Our individual and family medical plans include all the benefits the healthcare law requires. Plus, you get a plan backed by people who care about your well-being. You’re in control of the decision, and Humana makes it easy to decide.

Find coverage that puts your family first

Whether it’s budgeting for braces or adding some financial security to your children’s future, your family’s insurance needs are bound to change. And with Humana, you have flexible coverage options that are ready to change with you. No matter how big or how small, your family will experience changes. That’s why Humana offers a variety of medical plan options that are ready to keep up with whatever lies ahead for those who matter most to you.

More traditional coverage option
  • Up to 100% coverage for preventive care services
  • Includes prescription drug coverage
  • Predictable costs for doctor’s office visits
vs.
More control over your insurance spending
  • A simple way to save for your deductible and other expenses
  • Lower monthly payments with a high deductible
  • Available with or without prescription drug coverage

New to individual insurance

A smart start begins with understanding your needs. Find flexible and affordable options — plus health and well-being extras to help you stay healthy in body, mind, and spirit.

It doesn’t matter if you’re 26 or 50, choosing your first individual medical plan can be a challenge. With Humana, you’ll have options that help you control costs while keeping your health a priority.

Longer term and lots of choices

  • Coverage in case of health emergency
  • Lower monthly payments with a high deductible
  • Some can be paired with a Health Savings Account (HSA)
Healthcare reform and you

The Pre-Existing Condition Insurance Plan provides a health coverage option if you have been uninsured for at least six months, you have a pre-existing condition, or have been denied health coverage because of your health condition.

medical mutual
Medical Mutual Group

Medical Mutual is proud to be led by physician members. Founded in 1975, we have never strayed from our original mission of protecting our profession with stable, affordable professional liability coverage. Medical Mutual is proud to be physician-owned and operated. Founded by physician leaders in 1975, we have upheld our unwavering commitment to protect members with stable, affordable medical professional liability (MPL) coverage. Nearly 40 years after our partnership was established, we are still the only professional liability carrier exclusively endorsed by the North Carolina Medical Society and the Diamond Level Sponsor of the North Carolina Medical Group Managers (NCMGM).

Today, we protect over 8,500 physician members and have achieved this growth while maintaining the lowest operating costs in the industry, and an "A" Excellent rating from A.M. Best. For us, it’s not just about selling insurance coverage… it’s about building lasting relationships. It is our mission to provide members with unsurpassed personal service. And because we are a physician-owned company, we understand the unique challenges of today’s changing healthcare environment.

We have a rich history of protecting the medical profession with stable, reliable coverage and our team of professionals is dedicated to offering innovative solutions that promote the success of physician practices. From unrivaled defense of claims to award-winning risk management services, there has never been a better time to be with Medical Mutual.

Medical Mutual is changing the game with new and enhanced insurance solutions. We go beyond the typical offerings of most medical professional liability carriers by saving you real dollars that your practice can use elsewhere. Our innovative products provide you with comprehensive coverage, increased premium discounts, and greater flexibility so you have peace of mind to focus on practicing good medicine.

summacare health insurance
SummaCare

SummaCare is committed to providing customers with comprehensive, community-focused healthcare choices priced to reflect quality, value and service.

Headquartered in Akron, Ohio, SummaCare is one of the region’s only provider-owned health insurance companies. SummaCare was formed in the early 1990s as a product offering for large, self-funded employers in Akron.  Since then, we have grown regionally and nationally to meet the needs of employers of all sizes and individuals including Medicare beneficiaries.

As a regional, provider-owned health plan, SummaCare values the relationship between our members and their doctors. Our regional network is comprised of more than 7,000 quality healthcare physicians and 50 hospitals. Additionally, our comprehensive national network provides peace of mind to our members wherever they may travel.

SummaCare is a part of Summa Health System, an integrated delivery system. The integrated delivery system includes Summa hospitals, its community-based health centers, dedicated clinicians and SummaCare. Summa Health System has developed a forward-thinking, nationally recognized health-business model, allowing us to work together to deliver clinical excellence and exceptional customer service. The value of this model is carried across our entire regional provider network.

unitedhealthcare health insurance
UnitedHealthcare

UnitedHealthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States.  As a recognized leader in the health and well-being industry, we strive to:

  • Improve the quality and effectiveness of health care for all Americans
  • Enhance access to health benefits
  • Create products and services that make health care more affordable
  • Use technology to make the health care system easier to navigate

Our family of companies delivers innovative products and services to approximately 70 million Americans. UnitedHealthcare's nationwide network includes 768,471 physicians and health care professionals, 80,000 dentists and 5,675 hospitals. Our pharmaceutical management programs provide more affordable access to drugs for 13 million people.

 More choices for better health.

UnitedHealthcare affiliates, including Golden Rule Insurance Company, underwriter of UnitedHealthOne plans*, can help you find the coverage you need at a price you can afford. You can also purchase optional benefits and riders to enhance your coverage.

Our health insurance plans include:

  • Copay
    Designed for individuals and families who prefer the convenience of a traditional copay plan for routine health care expenses.
  • Health Savings Account (HSA)
    Lower cost, high-deductible plans combined with tax-favored savings accounts. For more control over health care expenses.
  • High Deductible
    A suitable choice for individuals and families who choose to take responsibility for routine health care expenses.
  • Short Term MedicalSM
    Designed to help fill gaps in insurance coverage during times of transition and change.
  • Student Coverage
    Essential medical-care coverage for students.**

We're committed to the delivery of quality care and its continual improvement. In fact, UnitedHealth Group made significant investments in research and development, technology and business process improvements – nearly $3 billion in the past five years. These investments led to changes that are improving the way care is delivered and administered across the entire industry.*"Plan" may refer to insurance and/or HMO benefit plans.**Not a UnitedHealthOne product.

Health insurance is complicated. We make it simple.

Whether it's your first time shopping for an individual and family health plan or you're looking to renew existing coverage, we give you the information you need to make the best decision for you and your family. Choose from metallic plans with essential health benefits. These plans are available at different price points. You can find a plan to fit your budget and situation.

Want to keep your premium low? Consider our Select SaverSM plan. It's our lowest premium plan. You must qualify to apply. This is a great option for people who don't visit the doctor often. Prefer a plan similar to employer-provided insurance? A Copay plan offers the familiarity of features common to group coverage. You'll pay a set copay for routine health care expenses, which is helpful for people who want to plan out their health care costs in advance.

Perhaps you want more control over your health care expenses. A Health Savings Account (HSA) plan helps you manage your medical bills using a tax-advantaged savings account. This option has one simple, calendar-year deductible per family.

Shopping for Individual and Family Health Insurance

Just like the right individual health insurance plan varies from person to person, so does the way in which people shop for it. To make the process easier, you can shop for UnitedHealthOneSM health plans in a variety of ways. This helps make finding health insurance simpler.

If you're new to buying health insurance on your own, the Insurance Guide section is a great place to start. You'll learn what key terms mean, which can make a big difference in what plan you choose. Plus, get information on how insurance works for you.

If you’re shopping for coverage outside Open Enrollment, you must have a qualifying life event to apply. Check out our Qualifying Life Event section for a list of events and details about what you need to do to get covered. The clock is ticking—you have a limited amount of time to get coverage.

ambetter health insurance
AMBettter Health

Nothing is more important than your health – so, health insurance costs shouldn’t hold you back from having the healthcare you deserve. With Ambetter, you have access to affordable, quality care. We design our Ambetter plans to fit your health needs and your budget.

But our focus doesn’t stop there. In fact, our commitment to your well-being extends far beyond the doctor’s office and into your everyday life. Ambetter is active in your local community—and we’re dedicated to helping you live well.

Our plans also offer a wide variety of valuable programs, educational tools and support. With Ambetter, it’s easy to stay in charge of your health. And to lead a healthy, fulfilling life.

Ambetter is our suite of health insurance product offerings for the Health Insurance Marketplace. Our family of Ambetter Health Plans are certified as Qualified Health Plan issuers in the Health Insurance Marketplace.
We believe that healthcare insurance comapnies can best deliver quality care on a local level. Our Ambetter products are offered by Centene Corporation - a Fortune 500 company with over 27 years of experience in the Managed Care industry and a robust portfolio of specialty health solutions for healthcare insurance companies and more. Ambetter health insurance plans are designed to deliver high quality, locally-based healthcare services to its members, with our providers benefiting from enhanced collaboration and strategic care coordination programs.

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