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Concord Health Insurance ~ Find the Right Coverage at the Right Price

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Concord Health Insurance is a unique health care insurance marketplace. By simply entering your presonal zip code into our health insurance database, you are able to find the major health care providers in your area. Then you can compare as many as you'd like to find the best price for just the right amount of coverage.

What is the best way to save money on health insurance? Compare health insurance quotes from multiple companies with Concord Health Insurance Quotes! Concord Health Insurance works with the country’s largest health insurance provides to provide you with quotes online. Just enter your zip code above and we will provide you with a list of local providers that can get you your quotes in minutes.

Healthcare and health insurance costs are high, you can begin lowering your costs by using our providers. If you’d like to learn more about health insurance before signing up, you can visit the Affordable Care Act website at www.healthcare.gov. There are many resources to read and help you make informed decisions. If you already know and are ready to purchase medical insurance, then enter your zip code to find out how you can save on health insurance.

How do you find the best health insurance rates and the best coverage? Let Concord health insurance quotes help you. Just select as many carriers or companies as you would like to compare to find the right plan for you.

 Understanding your Health Insurance Needs

Finding health insurance for you can be overwhelming, but trying to be certain that you find the right insurance for your family can be a priority for you. Don’t do it alone. Researching health insurance online one website at a time can take weeks to get all the information you need. Our service helps you by placing all your local insurance providers in one convenient location and allows you to compare as many quotes and policies as you would like. Don’t pay too much for health insurance for you or your family, get free, online health insurance quotes from Concord Health Insurance.

 Finding the Lowest Health Insurance Rates

Saving money on health insurance begins with you. You know better than anyone if you are in good health or if a family member may have a pre-existing condition. By knowing this you can help determine the kind of coverage you and/or your family needs. Only you know what you are willing to spend on medical insurance. Please read below to see what types of insurance plans fit your needs, HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), HDHP (High Deductible), or Catastrophic Health Insurance. They all have their benefits and advantages. It’s just a matter of finding the right fit for you. HMO’s are usually less expensive than PPO’s, although with HMO’s you are usually required to stay in the network of doctors. With PPO’s you may pay a little more but have many choices in your health care providers.

Determining the right medical coverage for you depends on your own assessment of your health. If you tend to be active and lead a healthy lifestyle, you may consider a High Deductible plan or HMO. Or, you may need health insurance only for major medical events, in which a Catastrophic plan may be your perfect match. Typically, the higher you’re deductible the less you pay, just like your car insurance. (Which we also provide, just select auto insurance from the drop down menu after you complete your health insurance quotes…).  You can also save money by not purchasing health insurance coverage’s or prescriptions that you don’t need.

Be considerate of your current situation as well as the near future. Some things change and need to be considered, such as possibly needing maternity coverage if you’re planning on having children soon or maybe your son or daughter is going to begin after school sports, such as football or cheerleading. The best plan is to be prepared for anything while not paying too much for things you don’t need. Hospital bills are known by everyone to usually seem excessively large and can be financially overwhelming. Having the right health insurance plan can help you in your most desperate times and protect your assets from large medical bills. Don’t put you or your family’s financial future in jeopardy.

See how we can save you money today on your health insurance. Get a free, online health insurance quote today. Just start with your zip code.

 Different Kinds of Health Insurance Plans

Different types of health insurance plans meet different needs. When you compare options, it's important to understand how they are structured.

Health Maintenance Organizations (HMOs) and Exclusive Provider Organizations (EPOs)
HMOs and EPOs may limit coverage to providers inside their networks. A network is a list of doctors, hospitals, and other health care providers that provide medical care to members of a specific health plan. If you use a doctor or facility that isn't in the HMO’s network, you may have to pay the full cost of the services provided. HMO members usually have a primary care doctor and must get referrals to see specialists. This is generally not true for EPOs.  

Preferred Provider Organizations (PPOs) and Point-of-Service plans (POS)

These insurance plans give you a choice of getting care within or outside of a provider network. With PPO or POS plans, you may use out-of- network providers and facilities, but you’ll have to pay more than if you use in-network ones. If you have a PPO plan, you can visit any doctor without a referral. If you have a POS plan, you can visit any in-network provider without a referral, but you’ll need one to visit a provider out-of-network.  

High Deductible Health Plan (HDHP)

High Deductible Health Plans typically feature lower premiums and higher deductibles than traditional insurance plans. As of 2013, HDHPs are plans with a minimum deductible of $1250 per year for individual coverage and $2500 for family coverage. If you have an HDHP, you can use a health savings account or a health reimbursement arrangement to pay for qualified out-of-pocket medical costs. This can lower the amount of federal tax you owe.

Catastrophic Health Insurance Plan
A catastrophic health insurance plan covers essential health benefits but has a very high deductible. This means it provides a kind of "safety net" coverage in case you have an accident or serious illness. Catastrophic plans usually do not provide coverage for services like prescription drugs or shots. Premiums for catastrophic plans may be lower than traditional health insurance plans, but deductibles are usually much higher. This means you must pay thousands of dollars out-of-pocket before full coverage kicks in. In the Marketplace, catastrophic plans are available only to people under 30 and to some low-income people who are exempt from paying the fee because other insurance is considered unaffordable or because they have received "hardship exemptions". Marketplace catastrophic plans cover 3 annual primary care visits and preventive services at no cost. After the deductible is met, they cover the same set of essential health benefits that other Marketplace plans offer. People with catastrophic plans are not eligible for lower costs on their monthly premiums or out-of-pocket costs.

 Individual and Family Health Insurance Companies in California

anthem blue cross health insurance
Anthem BlueCross

At Anthem Blue Cross we understand our health connects us to each other. What we all do impacts those around us. So Anthem is dedicated to delivering better care to our members, providing greater value to our customers and helping improve the health of our communities.

Experience You Can Count On
When it comes to Individual health care coverage, it's not one-size-fits-all. With Anthem Blue Cross, you get a wide range of options so you can compare health plans and find the best coverage for your health care needs and budget. No one knows what you and your family needs better than you. Just let us know and we're here to help when and where you need us.

Plans That Fit the Way You Live
Anthem Blue Cross offers a wide range of options so you can compare plans and find the best medical coverage for your needs and budget.

  • No-cost preventive care, like checkups and flu shots
  • 24/7 NurseLine
  • Reliable customer service

blue cross blue shield health insurance
Blue Cross Blue Shield

The Blue Cross and Blue Shield Association is a national federation of 37 independent, community-based and locally operated Blue Cross® and Blue Shield® companies. The Association owns and manages the Blue Cross and Blue Shield trademarks and names in more than 170 countries and territories around the world. The Association grants licenses to independent companies to use the trademarks and names in exclusive geographic areas. The Association also operates several business initiatives in support of the Blue Cross and Blue Shield companies and represents the Blue System in national forums. In this role as a national association, BCBSA is responsible for advancing Blue Cross and Blue Shield interests in legislative and regulatory initiatives in Washington, D.C., as well as coordinating legislative, regulatory and political strategy for the Blue System.

Blue Cross and Blue Shield Companies

Operating and offering healthcare coverage in all 50 states, the District of Columbia and Puerto Rico, the 37 Blue Cross and Blue Shield companies cover more than 105 million Americans. Nationwide, more than 96% of hospitals and 92% of professional providers contract with Blue Cross and Blue Shield companies — more than any other insurer. Blue Cross and Blue Shield companies offer a variety of insurance products to all segments of the population, including large employer groups, small business and individuals. The Blues® currently serve 85% of Fortune 100 companies and 76% of Fortune 500 companies. Moreover, the Blues have enrolled more than half of all U.S. federal workers, retirees and their families, making the Federal Employee Program the largest single health plan group in the world.

  • Thirty-seven independent and locally operated Blue Cross and Blue Shield companies and the Blue Cross and Blue Shield Association (BCBSA) comprise the Blue Cross and Blue Shield System, the nation’s oldest and largest family of health benefits companies.
  • Blue Cross and Blue Shield companies provide healthcare coverage for more than 105 million people — one-third of all Americans — in all 50 states, the District of Columbia and Puerto Rico.  Blue Cross and Blue Shield companies represent the full spectrum of healthcare coverage.
  • Nationwide, more than 96% of hospitals and 91% of professional providers contract directly with Blue Cross and Blue Shield companies.
  • The Blue Cross and Blue Shield companies enroll in the Federal Employee Program (FEP) — the largest privately underwritten health insurance contract in the world — more than 5.3 million federal government employees, dependents and retirees. 
  • Blue Cross and Blue Shield companies have partnered with the federal government to process Medicare fee-for-service claims and payments since the program’s inception in 1965. 
  • In FY 2011, Blue Cross and Blue Shield Medicare contractors processed 83.2% of the more than 190 million total claims from hospitals and other provider institutions (Part A) and 69.4% of the more than 990 million claims from physicians and other healthcare practitioners (Part B).

The Power of Blue
More than 105 million members — 1-in-3 Americans - rely on Blue Cross Blue Shield companies for access to safe, quality, and affordable healthcare. Our responsibility as the Blue System does not end there. The relationships with our communities and the improvements we have made together demonstrate The Power of Blue - the power to make a difference.

chinese community health insurance
Chinese Community Health Plan

Chinese Community Health Plan (CCHP) is a healthcare plan delivering culturally sensitive, multi-lingual care to the San Francisco and Bay Area Community since 1986. Whether you're looking for health care for yourself, your family, or your employees, we're committed to providing you with quality, affordable medical service and resources. We are open to everyone who lives or works in San Francisco and Northern San Mateo County. 

CCHP is one of only five health plans in our service area selected to offer health plan options in the Covered California marketplace. We are proud to offer our Bay Area community with quality, affordable coverage. Many families and employers have chosen CCHP for their health care coverage, and now, you can choose us in Covered California.

We know how important it is to keep your family healthy. You’ll find that our Individual & Family Plans offer you and your family quality coverage that’s affordable. You can sign up for our Individual & Family Plans even if you’re self-employed, between jobs, or unemployed. Take a look below and see what plan works best for you.

Jade
CCHP Jade provides comprehensive coverage with no annual deductible. This plan features $0 copays for preventive services, routine labs & x-rays, and a fixed copayment for most of the covered services. It is the right choice for individuals and families who utilize medical services regularly.

Copay 25
CCHP Copay 25 is a budget-minded plan. Many services have a $25 copay and there is no deductible. Prescription drugs and worldwide emergency services are also covered. It is our most popular plan for individuals and families who want to balance their health care needs and expenses.

Amber
CCHP Amber is a lower cost plan with low premium and lower deductible. It includes $0 copays for the first three Primary Care Physician visits, preventive services and health, wellness and education classes. This plan is a good choice for health-conscious individual and families.

ActiveChoice PPO
The new CCHP ActiveChoice PPO is designed to help individuals and families enjoy affordable coverage and a choice of using certain out-of-network services.

Exchange Plans
There are four basic levels of coverage: Platinum, Gold, Silver and Bronze. You have the option to choose the plan that best meets your needs and those of your family. All plans include certain essential health benefits: doctor visits, hospital stays, emergency care, maternity care, children’s care, prescriptions, medical tests and mental health care. Financial help is available for those who qualify.

kaiser permanente
Kaiser Permanente

Kaiser Permanente offers comprehensive, affordable health coverage plans for individual & family, medicare, employers, and large group. Kaiser Permanente is a community of 17,000 physicians committed to providing excellent care today, which leads to healthier tomorrows. From cancer and cardiology to high blood pressure and stroke, the excellent care we provide for these conditions and others leads to better outcomes for our patients.

We’ve been there for you in the past, providing health care for more than 60 years. We’re here for you today and in days to come, with our ongoing commitment to quality. And we share this tradition and commitment by reaching out to your community, and promoting health and wellness for all.

Individual and family health plans designed with you in mind. It's why millions choose to be Kaiser Permanente members.   Get the flexibility and support to reach your health goals with our affordable, quality plans.

  • freedom to choose your own doctor
  • personalized health programs
  • online access to email your doctor, make appointments, refill prescriptions, and more

You can use our easy online tool to find out if Medicaid may be an option. See how the power of choice keeps you and your family healthy.

Why choose Kaiser Permanente? Because we're different.
Kaiser Permanente is not just a health plan.
We're your doctor. Your nurse. Your partner for better health.

A better experience
We care about the whole you. Our doctors, health plans, and medical facilities all work together as one, so your experience is simpler and smoother.

Your choice of top doctors
Our doctors are among the best, and caring for people is their passion. Plus, you've got the power to change doctors anytime.

Excellent, personalized care
Your doctors, nurses, and specialists are connected to your electronic health record. So they work together to deliver informed care that's right for you.

Under-one-roof convenience
Save time and hassle. At most of our locations, you can see your doctor, pop over to the lab or get an X-ray, and then pick up your prescription - all without leaving the building.

Online access, anytime, anywhere
You're connected from your computer, smartphone, or mobile device. You can email your doctor's office, schedule routine appointments, view lab test results, refill prescriptions, and more.

Lots of healthy extras
Stay your best with healthy resources like health coaches, and wellness and fitness classes, many of which are free.

sharp health insurance
Sharp Health Plan

Sharp Health Plan is the largest locally based commercial health plan in San Diego and is a subsidiary of Sharp HealthCare, the largest provider of comprehensive health care services in San Diego. Sharp Health Plan is a not-for-profit organization that has been serving the health benefit needs of businesses of all sizes in San Diego and southern Riverside counties since 1992.

Sharp Health Plan offers a variety of health insurance options for individuals, families and businesses that combine affordability and choice, while delivering high quality health care and personal service. Members have access to valuable plan enhancements, such as interactive wellness resources, dental discounts, Sharp Nurse Connection© and our exclusive global emergency services program.

In 2013, Sharp Health Plan was selected as one of 13 health plans to participate in Covered California’s individual marketplace and one of 6 health plans to participate in Covered California’s SHOP marketplace for small businesses.

As a National Committee for Quality Assurance (NCQA) accredited health plan, Sharp Health Plan strives to continually improve the quality of our services and benefits, and seek innovative solutions to today’s most complex healthcare issues.

Our Networks
For individuals and families, Sharp Health plan offers two provider networks, Performance and Premier. Both networks cover the same essential health benefits and give you access to award-winning doctors, hospitals and medical groups.

Our Plans
Our plans are designed to give you the flexibility you need, while keeping costs manageable. Whether you prefer to pay a higher monthly premium with lower copays, a lower monthly premium with higher copays, or somewhere in between, we have a plan that’s right for you.

For individuals and families, Sharp Health plan offers two provider networks, Performance and Premier. Both networks cover the same essential health benefits and give you access to award-winning doctors, hospitals and medical groups. Different things matter to each and every one of us, we’re here to help you find the right network for you. 

Performance Network
A broad network offering you the most choice in doctors, hospitals and medical groups.
1,100+ Doctors
12 Hospitals
6 Medical Groups
  • Sharp Community Medical Group (SCMG)
  • SCMG Arch Health Partners
  • SCMG Graybill
  • SCMG Inland North
  • Sharp Rees-Stealy (SRS)
  • Rady Children's Health Network/CPMG
Premier Network
A smaller, select network of doctors, hospitals and medical groups to offer you the most value.
900+ Doctors
7 Hospitals
2 Medical Groups

  • Sharp Community Medical Group (SCMG)
  • Sharp Rees-Stealy (SRS)

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